With demand for crypto-collateralized loans at a record high, Clapp's solution offers a safer, more adaptable alternative, giving users full control, continuous liquidity, and greater peace of mind.
Why Clapp Stands Out
Users may combine up to 19 different cryptocurrencies as collateral for one or more credit lines. You can add, remove, or swap these assets even after you have drawn funds, without needing to close your line of credit.This provides unparalleled flexibility for real-time portfolio management with access to liquidity 24/7. Future updates could also enable repayment directly from collateral.
Clapp CEO Ilya Stadnik explains: "People want to use their crypto as financial fuel, not just hold it — CeFi lending is up almost 150% since 2023. But it's been stuck in the past: rigid, one-size-fits-all loans. We built multi-collateral, multi-line credit to give users real flexibility. Optimize your collateral, access funds in cash or stablecoins, and always stay in control. It's like having a financial dashboard for your digital wealth."
Key Features & Benefits
- Multi-collateral: Combine multiple cryptocurrencies as collateral and actively manage them — swap, add, or remove — without closing your credit line.
- Multi-line: Run several credit lines at once.
- Instant liquidity: Receive pre-approved funds 24/7 in EUR (via SEPA) or stablecoins (USDT/USDC).
- Pay-as-you-use interest: Pay interest solely on the capital you withdraw.
- Flexible repayment: Pay back what you want, when you want. No fixed schedules.
- Integrated Wallet & Exchange: A unified platform to manage your portfolio, exchange, and credit lines seamlessly.